INSTANT CAPITAL IN A CLICK
be long. TRIVER provides the best cash flow financing facility that ensures you
always have the cash you need to run your business. You can open a free TRIVER
facility online in minutes and use it whenever you need.
Our customers say Excellent
4.5 out 5
Our customers say Excellent
4.5 out 5 on
Open your facility in minutes
No personal guarantee
Limit up to 20% of turnover
A simple fee per transaction
HOW DOES IT WORK?
TRIVER’S PRICING IS SIMPLE
based on your daily rate applied on the value of the invoice – for instance 0.06% daily, i.e. 1.8% for a 30-day
invoice. That’s it. There is no setup fee, no interest and no prepayment fee. The facility is entirely free when you
don’t use it, and you can stop using it at any time.
CALCULATOR
Invoices up to £100,000
Up to 120 days
*based on a daily discount rate of 0.06%
THE BEST CASH FLOW FINANCING SOLUTION
Fast – open a facility and advance
invoices in minutes
Simple – no personal guarantee,
no securities, no paperwork
Discreet – invisible to your
clients, no trust account
Flexible – large facility that grows
with your business
Fair – one simple fee per
transaction, no hidden fees
Convenient – available to use
online 24/7, whenever you wish
You are a Director of a UK Limited company or LLP business
Trading B2B with commercial or public sector clients
Active for more than 2 years with an annual turnover of over £100k
Able to connect your business bank account with Open Banking
With a receivables portfolio not already pledged with a lender
WHAT TRIVER’S CUSTOMERS SAY ON TRUSTPILOT
FREQUENTLY ASKED QUESTIONS
Invoice discounting is a way to generate instant cash flow from your client invoices by advancing their payment instead of taking new debts. Unlike invoice factoring, you can select the invoices you wish to advance and the use of the facility is invisible to your clients.
TRIVER offers cash flow financing to small businesses, leveraging unpaid client invoices. This service is called invoice discounting. Your TRIVER facility enables you to advance invoices whenever needed, up to the facility limit, and you only pay for what you use.
You can advance as many invoices as you want between £1,000 – £100,000, up to your facility limit.
Commercial invoices in Sterling Pound made to companies (not to consumer or sole-trader) registered in the UK that have payment terms of 10 days or more.
Your repayment to TRIVER is collected via a one-off direct debit scheduled a few days after your invoice due date, providing you time to receive payments from your client. We will give you advance notice before your repayment is collected.
Yes, you can make an early repayment to TRIVER if your client pays you early. The cost of the transaction will be adjusted accordingly. You only pay for what you use, there is no early repayment fee.
If your client is going to pay you later than originally agreed, you can request a repayment extension. When approved, your direct debit is rescheduled to a later date and the cost of the transaction is adjusted accordingly. You can extend it up to a maximum of 120 days from the original date of the invoice funding.
No paperwork, no personal guarantees. We only need your company name, the applying Director’s details and your permission for a read-only connection to your business bank account via Open Banking.
As part of assessing your application for opening a facility with TRIVER, we ask credit reference agencies for your company’s credit data. This data request is called a ‘soft search’. Soft searches are only visible to you and the credit reference agency. They are not visible to other lenders and don’t affect your company’s credit score. A ‘standard’ search, also known as ‘hard’ search, that gets registered in your credit file is only performed once you have received and accepted an offer from TRIVER.
No. Directors’ credit scores are not impacted. There will only be a ‘soft’ search on the applicant Director’s credit file that does not leave a mark on their credit records.
Triver Limited is a limited company registered in England under Company Number 14153437 and whose registered address is 123 Blythe Road, London, England, W14 0HL. TRIVER is registered with the Financial Conduct Authority with the number 991622. Your approval for a TRIVER facility will be subject to the evaluation of the required information collected at application stage. Maximum facility limit is £250,000. For all invoices: maximum amount is £100,000 and maximum term 120 days. Charges will apply for late repayment.